Home Loans

Live out your dream in the country

At Carolina Farm Credit, we know getting a home loan to purchase new home or a construction loan to build can be a stressful process and that you want to be prepared. We help home buyers understand the process from start to finish while securing the home of their dreams.

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The best part? You don't have to be a farmer to get a home loan!

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Advantages of Working with Farm Credit

  • Competitively priced, long-term fixed rate loans
  • No maximum acreage limitation
  • No maximum loan amount
  • We'll work with government loan options including FHA, USDA, & VA
  • Manufactured housing is eligible for support (double-wide trailers and larger)
  • Income may be generated from small farming operation or self-employed business

Access Free Resources

With helpful toolkits available for download, as well as information about online workshops, and more, there's all sorts of information to be had at the Carolina Farm Credit Resource page.

Prospective homeowner? Get the latest home-buying tips from our expert team. Download the Mortgage Toolkit today.

Mortgage Toolkit


Purchase the house of your dreams and make it your home. We can help you decide which financing option is right for you and your family.


Are you ready to build your home from the ground up? We work with local real estate agents and builders to help you make your dream come true!


Interested in lowering your monthly payment, paying your loan off faster, or reducing your total interest cost? Refinancing is a great option!
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What Customers Have to Say
“My loan officer, Hope, helped me through every step of the process.”
Kathleen Deringer, Rural Hall Customer 
  • Loan Calculator

    Before you sign on the dotted line, get a sense of what your loan payments will be. Use Farm Credit's handy calculator today.

Ready to get the loan process started? Reach out.