About Carolina Farm Credit

North Carolina farmers and rural residents can qualify for loans for farms, homes, agribusinesses and more from Carolina Farm Credit.

We're part of the Farm Credit System, which has been serving the credit needs of rural America for over 100 years. With our long tradition, local know-how and agricultural expertise, we provide our members with a dependable source of credit generation after generation. More than $1.7 billion in loans are outstanding to more than 11,500 members who own our cooperative.

Our directors are also farmers, and they oversee our organization to protect the interests of our members at all times. We have branches located throughout our 54 North Carolina counties to make visiting us more convenient. Find a branch near you.

Financial Reports

In the spirit of transparency, Carolina Farm Credit makes its annual financial reports available for everyone to access. Download PDF copies of past reports below.



Interested in joining the Farm Credit family? Check out the professional opportunities available today.

Cash Dividend

Farm Credit returns a portion of its profits to you, our members. Explore how you could benefit.

Community Support

Farm Credit doesn't just invest in you. We invest in your neighbors and communities, too.

Customer Spotlights

Real farmers, real stories. Learn more about Farm Credit's impact on the lives of our members.


Access Farm Financial Management resources and more.


Meet our Board of Directors and Executive Leadership Team.

Member Benefits

Online banking, Agriline, FastCash, member discounts, and so much more: experience the Farm Credit difference.


The latest press releases, customer stories, expert articles, and more.
What Customers Have to Say
“Farm Credit understands our business, so they understand our needs. We wouldn't be where we are without them."”
Brad & Vickie Newsome, King, NC
  • Use Farm Credit's Loan Calculator

    How long's it going to take to pay off what you've borrowed? Figure it out using our handy loan calculator--quick, easy, and totally free to use.

Ready to get started? Reach out.