Member Benefits

The perks of Farm Credit 

We know you're busy, and sometimes you just don't have time to come see us in person. Use Carolina Farm Credit's time-saving services to handle your finances wherever you are.

Online Banking

With our Online Banking portal, you can handle your Farm Credit account any time or place. You can check your balance, view activity, make payments, transfer funds, download statements, print tax documents and more.

Haven't used Online Banking yet? Sign up today.


Get access to your line of credit any time or place with Agriline. Your account includes personalized checks and a monthly statement with the details of your account activity the previous month.


AutoDraft deducts your payment from your bank account each time it's due, so you don't have to worry about late payments. Don't write a check, keep a payment book or even lick a stamp—get AutoDraft for your Carolina Farm Credit account.

Cash Dividends

Each year, Farm Credit returns a portion of its income to its members through a cash dividend--just one of the many benefits you can expect to enjoy when you join the Farm Credit family. Learn more about cash dividends.


Need some extra cash, and quick? Call and tell us how much, and we'll deposit it into your checking or savings account. If you call by 2 p.m., the funds will be available the next day. If your call is received after 2 p.m., processing will begin the next business day.

Member Discounts

Our members are eligible for discounts from a variety of retailers and businesses through the Farm Credit National Discount Program. Learn more about member discounts!

Member Assistance Program 

With agriculture facing many hardships, life can be stressful. Sometimes these challenges can be overwhelming and it can take a serious toll on both your home and work life.

Our Member Assistance Program (MAP) provides multiple benefits and services such as: assessment and counseling, legal services, financial services, and online services. Learn more about MAP, or download a flyer for a quick overview of the program.

Member Assistance Program Flyer

Tuition Scholarship Program with the University of Mount Olive

Carolina Farm Credit has partnered with the University of Mount Olive to offer a tuition scholarship and application fee waiver for all current members!

For the purposes of this benefit, “members” refers to any individual holder or any owner of a legal entity which is a holder of equity in Carolina Farm Credit. Children of members are not eligible unless the child is also a member. If you have questions, please call 844-866-4625. Click below for the informational flyer.

UMO Tuition Scholarship Program Flyer

What Customers Have to Say
“The most satisfying part to me about joining the agricultural industry is being able to see the faces of the children as they learn about it.”
Bonnie Griffin, Monroe, NC

Don't forget to take care of yourself.

Ready to become a member? Get in touch.