2022 Customer Appreciation Event Contest Rules




For a chance to win one (1) Kubota RTV-X1140 (the “Prize), you must attend your Carolina Farm Credit (“CFC”) branch location’s annual customer appreciation event (the “Event”). CFC employees in charge of the Event will randomly select the name of one (1) attendee that meets the eligibility requirements below as a semi-finalist for the Prize drawing. Attendees must be present at the Event at the time of drawing. Drawings will be held at the conclusion of the Event. The semi-finalists from each branch Event will be entered into a drawing for the Prize. If you are selected and meet the eligibility requirements set forth herein, delivery arrangements for the Prize will be made with CFC.


Only one entry per Borrowing Entity[1] is permitted. No purchase necessary. Entrants must be eighteen (18) years of age or older and be a current customer/equity holder of CFC. Giveaway is not open to any individual if they or their parent, or sibling, or any member of their household is an employee, officer or director of CFC. CFC reserves the right to determine eligibility for all entrants.


By entering, each entrant agrees to the CFC Privacy Policy (posted at CarolinaFarmCredit.com) and the rules stated herein.


Unless indicated otherwise at the Event, one (1) Prize will be awarded based on semi-finalists chosen from entries at all thirty-two (32) CFC branch locations. Approximate retail value (“ARV”) of the Prize may vary, but in no event shall such Prize be valued equal to or more than $18,000 U.S. Dollars. All prizes are non-transferable. CFC may substitute a prize of equal or greater value at its discretion. CFC may require winner(s) to sign an affidavit of eligibility and liability/publicity release (as more fully discussed below). All expenses not specified herein, including, without limitation, all federal, state and local taxes, are each winner’s sole responsibility.


To obtain a winner's list (including semi-finalists and main Prize winner), please send a self-addressed stamped envelope to PO Box 1827, Statesville, NC 28687, ATTN: Will Johnson.


All entrants, as a condition of entry, agree to be bound by these official rules and the decisions of CFC. Except where prohibited by law, by entering this contest, each entrant consents to the use of his/her name, voice, picture, likeness and biographical data and/or any other information contained in his/her entry in advertising, promotional and marketing materials by CFC without additional compensation, which may require, without limitation, winner to appear in person on a television, radio or Internet broadcast. In addition, by entering, all entrants, except where prohibited by law, consent to being photographed, filmed, taped and/or interviewed about the contest. In connection therewith, all entrants grant full permission and consent to CFC to utilize any of the results of such photographing, filming, taping and/or interviewing in any and all media now known or hereafter devised and hereby release CFC from all liability related thereto.

Winners may be required to sign an affidavit of eligibility and liability/publicity release within five (5) days of notice or Prize will be forfeited. All Prize claims and winner materials will be verified by CFC. If this contest is not capable of running as planned, including, because of any tampering, unauthorized intervention, fraud, technical failure or other cause beyond CFC’s control which corrupts or threatens to corrupt or adversely affects the administration, security, fairness, integrity or proper conduct of the contest, CFC reserves the right, in its sole discretion, to cancel, suspend and/or modify this contest.


Winner, by acceptance of any Prize, agrees to release CFC from any and all liability, claims or actions of any kind whatsoever for injuries, damages or losses to persons and property which may be sustained in connection with the receipt, ownership or use of any Prize or while traveling to and from a location to obtain or use any Prize. CFC makes no warranty, representation, or guarantee, express or implied, in fact or in law, relative to the use of any Prize including, without limitation, quality, merchantability, or fitness for a particular purpose. CFC is not responsible for any human error which may occur in the processing of the entries in this contest and which may limit a participant's ability to participate in this contest. CFC can modify these official rules in any way or at any time, as long as CFC gives reasonable notice.

The contest shall be governed by, construed and enforced in accordance with the laws of the State of North Carolina. Submission of an entry is acknowledgment of and agreement to be bound by all terms and conditions of these official rules.




[1] “Borrowing Entity” is an internal CFC designation similar to an account number. The Borrowing Entity includes all borrowers involved in the lending relationship, both individuals and artificial entities.